GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. Looking ahead, however, more cuts ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...
Rates for certificates of deposit can range quite a bit these days. While the latest government data shows that typical deposit rates range from just 0.23% to 1.76%, dozens of promotional terms far ...
CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...
Interest rates will largely remain on hold until September 17, after the Federal Reserve elected to keep its benchmark interest rate unchanged at a range of 4.25% to 4.50% this week. And while that ...
We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. If you've been able to put away a large, five-figure sum of money, then, ...
Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...
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