AI tools like ChatGPT and Gemini are reshaping education, helping students finish essays in minutes. But convenience often sacrifices depth and accuracy. Machines can’t interpret nuance or emotion.

Alana Benson is an investing writer who joined NerdWallet in 2019. She covers a wide variety of investing topics including stocks, socially responsible investing, cryptocurrency, mutual funds, HSAs ...

Eligibility and Qualifications 1. The contest is open to contestants under the age of 19 as of October 1, 2025 and who have not yet completed secondary school. There is no minimum age. U.S.