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It also means that it's time to share our favourite test tracks of the year in this rather special edition of our 'Now ...

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

It also means that it's time to share our favourite test tracks of the year in this rather special edition of our 'Now ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Toby Walters is a financial writer, investor, and lifelong learner.